SSS Loan Programs Explained

Summary: A guide to the different loan options offered by SSS and how to qualify for each
Description: Explore SSS salary loans, calamity loans, and educational assistance loans, including eligibility requirements and repayment terms

Salary Loan

• Eligibility: At least 36 posted monthly contributions
• Loan Amount: Up to 15× your monthly salary credit
• Repayment: 24 monthly instalments

Calamity Loan

• Eligibility: Member affected by a declared state of calamity
• Loan Amount: Up to ₱20,000
• Repayment: 24 monthly instalments

Educational Assistance Loan

• Eligibility: Member supporting a child’s tertiary education
• Loan Amount: ₱15,000 per semester
• Repayment: Up to 12 months